Checking your first cheque

When your first payday with Paycheq comes, take two minutes to compare your real cheque with the estimate. It shows you how close Paycheq is for your job, and it keeps your CPP and EI totals right.

Before payday

Open the Pay tab. You’ll see the pay period you’re in now:

• Net so far while the period is still going, or Net estimate once it’s over.
• What you earned, by rate, and each deduction: federal and provincial tax, CPP, EI and anything else, such as union dues.

If a figure looks wrong before payday, check your shifts first. See My figures don’t match my cheque.

Entering your cheque stub

1. Open the Pay tab. If you have more than one job, choose the job at the top left.
2. Make sure Pay period is showing, then use the arrows to go to the pay period your cheque covers. The dates are at the top.
3. Scroll to Your actual cheque and tap Enter cheque stub.
4. Copy the amounts for this pay period from your stub: Gross pay, Federal tax, your province’s tax, CPP, CPP2, EI, Other deductions and Net pay. Only Net pay is needed. The rest help you see where any difference comes from.
5. Tap Save.

Use the amounts for this cheque, not the year-to-date column.

Reading the result

The Your actual cheque card now shows:

• Actual net: from your stub.
• Estimated net: Paycheq’s estimate.
• Difference: how much more (+) or less (−) your cheque was.

A difference of a few dollars is normal. It comes from rounding, pay period cutoffs, benefits, year-to-date totals and how your employer withholds tax. See Why your estimate can differ from your cheque.

A bigger difference usually means something to fix:

• Compare your hours with the stub. A missed shift, a break or the wrong rate on one shift shows up here.
• Compare the earnings line by line with the day screens in Week. Each day’s Paid table shows exactly how it was paid.
• Check your rules and holidays in Jobs.

What Paycheq does with it

• Correct CPP and EI totals: the CPP and EI you enter replace Paycheq’s estimates in your year-to-date totals, so they stop at the yearly maximum at the right time. Leave both blank to keep the estimates.

To change a stub, open that pay period and tap Edit cheque stub. To remove it, tap Delete cheque stub at the bottom.

Estimates only. Not legal or tax advice.

Also useful → My figures don’t match my cheque